Determinants of small business lending
Date
2011
Authors
Kravchenko, Nataliia, author
Weiler, Stephan, advisor
Bernasek, Alexandra, committee member
Villupuram, Sriram, committee member
Journal Title
Journal ISSN
Volume Title
Abstract
The aim of this paper is to determine the factors that drive banks' decisions to provide loans to small informationally opaque enterprises. This paper combines three important aspects related to small business lending - asymmetry of information, bank efficiency, and regional economic performance - and hopes to establish the complex ties between them and understand how banks can use the information available for the benefit of SMEs, and ultimately regional growth.