Gender and racial inequality in U.S. credit markets
Outstanding household debt in the U.S. has grown dramatically since the 1980s, and households' borrowing activity is on track to return to levels unseen since the 2008 Financial Crisis. There has been limited research in economics on how patterns of credit use reflect and reproduce inequality by gender and race. In this study, I apply an intersectional feminist lens to household finance with four empirical investigations of women's position in credit markets. The papers are situated in an historically informed theoretical framework positing that women have been subject to three interconnected ...
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