Kravchenko, Nataliia, authorWeiler, Stephan, advisorBernasek, Alexandra, committee memberVillupuram, Sriram, committee member2007-01-032007-01-032011http://hdl.handle.net/10217/51881The aim of this paper is to determine the factors that drive banks' decisions to provide loans to small informationally opaque enterprises. This paper combines three important aspects related to small business lending - asymmetry of information, bank efficiency, and regional economic performance - and hopes to establish the complex ties between them and understand how banks can use the information available for the benefit of SMEs, and ultimately regional growth.born digitalmasters thesesengCopyright and other restrictions may apply. User is responsible for compliance with all applicable laws. For information about copyright law, please see https://libguides.colostate.edu/copyright.Text